Have you ever wondered why financial freedom seems out of your reach? Well, you’ll be pleased to know that it has nothing to do with interest rates and investment properties. And everything to do with your behaviour.

The grass is greener where you water it. Our focus for our day to day life, and our broader lives, ultimately decides our outcomes, whether we realise it or not. Not wanting to behave like a punishing parent; avoiding confrontation; or even lying to ourselves about why we do things, can often be about focusing on our past. But what if we could access the right way to hone our focus and attention, to make the best long term decisions for our future?

In this second episode of a five-part series, financial educator and author Vanessa Stoykov details the way FOCUS contributes to how financially comfortable we are - both now and later in life.

Vanessa is joined by serial entrepreneur Andrew Rocks to dive deep into the lessons learned from fictional characters pulled from Vanessa’s finance novel ‘The Breakfast club for 40-somethings.’

Meet Jasper

Meet Jasper

A good time guy in his mid 40s, it is easy to believe that Jasper may have peaked at high school. With his love of a good time, Jasper has lived from job to job, party to party and has moved back in with his Mum. We all know someone like Jasper, the likeable larrikin, good time rogue who never really grew up. But his mother isn’t getting any younger, and she is worried what will happen to him once she is gone. Jasper has never really made good financial decisions, and she worries he will blow whatever money she leaves him.

Will Jasper change his ways? Can the truths he faces at the school reunion be enough to turn his life in a more positive direction? Will his mother have her fears confirmed?

Key Takeaways:

How Jasper mistakes living paycheck to paycheck as living in the moment.

How our parent’s financial choices influence our own behaviour.

When future success is not just about making a plan but also about finding sustainable ways to stay on the path.

The direction and insight a financial planner can offer.

Money is a byproduct of what you do.’

If you're listening to this and you think 65 is a long way away, it’s absolutely not because the time goes fast.’

About Vanessa Stoykov:

About Vanessa Stoykov:

Vanessa is an award-winning financial commentator, author and CEO.
She is on a mission to help Australians get real about money. And with her vast experience in the wealth creation space, Vanessa knows how important it is to have courageous conversations in order to achieve financial freedom. From her 23-year history of owning a financial services education-focused media business, Evolution Media Group, Vanessa has a deep understanding of the finance world and has the unique ability to communicate this in a way that everyday people can understand. A passionate financial educator, Vanessa has published two books and regularly appears in the media outlets such as News.com.au, Sydney Morning Herald, BC and The Today Show.

You can find her website here: https://vanessastoykov.com.au/

About Andrew Rocks:

About Andrew Rocks:

Andrew is the Chairperson of Lydian Financial Services and XY Adviser. He began his company at twenty-two and has helped countless families shape their financial future. He is married with three sons.


The information provided by Vanessa Stoykov is general in nature and does not take into consideration your personal financial situation.

The Content on this website provides general information only. It is not or intended to be used as personal investment advice and must not be relied upon as such. You should obtain professional investment advice tailored to your specific circumstances prior to making any investment decisions. We strongly believe in the power of financial planning to change lives.