It’s OK to Admit You Want Something Different

Category: Financial Freedom

I started this journey to help Australians prepare for their financial future. I’m motivated because I know so many amazing people who can help. And I learned the hard way, what it’s like to be under financial pressure, pay for a life that keeps you on a treadmill, and feels like it’s going nowhere.

I want to help you unlearn money, question your limiting beliefs and reinvent your life. More about how your beliefs impact your financial future, here.

According to ABS data release in 2017, Australians household debt to income ratio now stands at a record 188.6%.

Around 3 in 10 households were classified as ‘over-indebted’ with mortgage holders and high income earners particularly susceptible.

Debt and the pressures it brings to life can be debilitating. Anyone in Sydney who has kids at private school and a mortgage most likely knows what this feels like. Debt however, is not just the problem of capital cities. If you are leveraged with a business, have run up credit cards, or have taken out a personal loan, you might be feeling the pressure of making ends meet.

Which is why unlearning your limiting money habits, and reinventing your future is so important. Those of you who are in debt still have time to make the pension irrelevant for your retirement.

Turning it around starts with two simple questions:

What do I really want from my life moving forward?
What could I change to get what I want?

You can start answering questions like this in your free Reinvention Journal, here.

While the questions are easy, the actions may not be as simple. For example, the actions may be selling the house of your dreams to get out of a massive mortgage, or changing your kids school to lower the fees (and yes, my husband and I have done both).

These may feel like impossible choices, but over time, if you really think about what truly gives you joy, and what is causing you stress, you might find it’s not as hard as you think.

Whatever your actions are, the first step toward changing your financial future, is recognising what you need to unlearn, or change. You can take my free, five pillars test to understand what’s holding you back.

This is the first step in many, toward getting on the right track to a future that has less debt and stress, and more joy.

I look forward to taking this journey with you.

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From Kids Debit Card on Changing Conversations You Need to Have with Your Kids

The goal of the following article is to assist parents have meaningful conversations with their children about money and financial literacy by providing them with practical guidance and useful recommendations. The author discusses goal-setting, budgeting, saving, and investing, and offers advice on how to have these discussions with people of varying ages. The essay is informative and easy to read, making it a valuable tool for parents who want to teach their children about money.

For More Info:-https://busykid.com/kids-debit-card/

From admin on Changing Conversations You Need to Have with Your Kids

Thanks for your comments!

From Gale Pickles on It Was the Best of Times, It Was the Worst of Times

So enjoyed this, I will share if that’s okay with you, many of my friends will benefit from your journey.
Many Blessings for 2023
♥️♥️♥️♥️♥️
From ScottViabe on Three ways to embrace change to improve your life

Hi all! This is a good site.
From David Horton on How Finfluencers are teaching millennials and Gen Z about money

And once again the regulator finds a way to stop ordinary people from getting advice by placing high costs on people who do the right thing. If a finfluencer is actually trying to scam someone, it would not be hard to operate outside Australian jurisdiction.

From admin on How Finfluencers are teaching millennials and Gen Z about money

They definitely have a place. People need advice and many are working on it to be more accessible. Watch this space!

From Camelia on IT'S NOT TOO LATE FOR YOU

It’s never too late to learn something new and to start all over again. Unless you’re dead, you can do it.

From admin on IT'S NOT TOO LATE FOR YOU

So true

Each day I wake up excited to inspire everyday people to open up and take control of their money, regardless of their history, goals, or savings amount. About Vanessa >>

Discover a new way of seeing
life & money.

Download the first 3 chapters for free

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Authors

Vanessa Stoykov

Vanessa has been passionate about writing and storytelling since her days of hiding under the doona with her torch to read after bedtime.
Kathy Skantzos

Kathy is a yoga-loving world traveller who also happens to moonlight as a business journalist and writer. She was the finance editor of news.com.au and the Managing Editor of CEO Magazine (Asia) before joining Vanessa and the evo squad.
Shayne Sommer

Shayne is second dan black belt in karate, and a budding romance writer with a difference. Why? Because she writes romance stories that always have a money lesson.
Antoinette Colbran

Specialising in stories for 50+ women, Antoinette draws from her own experiences to help other women avoid the pitfalls and see the benefits of understanding their money situation.
Michael Crooks

Michael Crooks is a more than 20 year writer and documentary maker who has worked with Time Inc and the BBC, who wants to expose the truth from real victims of financial crime to help others avoid their mistakes.
Kim Payne

Kim Payne has spent the past three decades as a speaker, trainer, business coach, and consultant in financial services. She has worked with and transformed hundreds of brilliant, educated, high achievers who are chronically under-living.
Rebecca Pritchard

Rebecca Pritchard is on a mission to help men and women achieve equality when growing a family.
Antony Perring

Ant is a writer, designer and business builder with a love of food, design and good living. He writes on food and money in an easy to do way.
Julie Hyde

Julie Hyde is a leader of leaders. A disruptor and a powerful people enabler who empowers leaders to make big things happen.
Joshua Pennell

As a Dad to four kids and a business owner, Josh is passionate about family and finances and is known as The Family Finance Guy.
Sid Lal

Sid is a serial entrepreneur who set up his first business when he was still in University. Since 2009 he has been heading Bruce Clay, first in India & more recently in Australia.
Lou Johnson

Lou Johnson believes in the power of sharing stories to build empathy, understanding and connection. Growing up surrounded by books and storytelling, alongside her drive to make a difference led her to a highly successful career in book publishing.
David Rae

Dave is a CERTIFIED FINANCIAL PLANNER® professional and has been a financial adviser since 2003. He works with a range of clients and has a strong focus on ethical and sustainable investing.