The information on this website is provided for general educational and informational purposes. Vanessa Stoykov is a money educator, not a financial adviser. This content is not personal financial advice and does not take into account your objectives, financial situation or needs. Before making financial decisions, consider whether the information is appropriate for your circumstances. You may wish to seek advice from a qualified professional, such as a licensed financial adviser. You should also check any relevant information independently, as laws, products and circumstances can change. Any examples, opinions or stories shared are for discussion and education. They should not be relied on as a recommendation to buy, sell or hold a financial product, or to take a particular course of action.